What’s The Fuss About Home Capital?

As this story continues to develop, I can't help but think: there's no real story here. I mean, there is a story: that Home Capital's stock plummeted, and there was a run on their deposits. But what's the story behind that?  Nobody knows.  Yet. Let's look...

What Do You Want In A Mortgage?

Yesterday, we talked about last week's announcement that BMO is offering a new 2.99%, five-year, fixed-rate mortgage, and a reader asked, "What options would people want in their mortgage the most?" Great question! But is this a question that people...

“Alt-A” Lenders

You've either heard of Alt-A lenders, and already have an opinion formulated, or you have no idea who they are, and what they do. Since we've been talking about the mortgage industry quite a bit recently, and potential changes that...

“Could CMHC Disappear Over Time?”

We were just talking about this very subject two weeks ago, and as if on cue, the Financial Post gives us a fantastic article! One of the largest complaints I hear about the mortgage industry from financially-responsible, somewhat better-off Canadians,...