What Do You Want In A Mortgage?

Yesterday, we talked about last week's announcement that BMO is offering a new 2.99%, five-year, fixed-rate mortgage, and a reader asked, "What options would people want in their mortgage the most?" Great question! But is this a question that people...

“Alt-A” Lenders

You've either heard of Alt-A lenders, and already have an opinion formulated, or you have no idea who they are, and what they do. Since we've been talking about the mortgage industry quite a bit recently, and potential changes that...

“Could CMHC Disappear Over Time?”

We were just talking about this very subject two weeks ago, and as if on cue, the Financial Post gives us a fantastic article! One of the largest complaints I hear about the mortgage industry from financially-responsible, somewhat better-off Canadians,...

Are You Sensitive?

I am.  My wife tells me all the time, but I think she's referring to something else... Let's talk about price sensitivity, specifically as it pertains to interest rates, and how a changing mortgage market affects some real estate buyers,...