What’s The Fuss About Home Capital?

As this story continues to develop, I can't help but think: there's no real story here. I mean, there is a story: that Home Capital's stock plummeted, and there was a run on their deposits. But what's the story behind that?  Nobody knows.  Yet. Let's look...

What Do You Want In A Mortgage?

Yesterday, we talked about last week's announcement that BMO is offering a new 2.99%, five-year, fixed-rate mortgage, and a reader asked, "What options would people want in their mortgage the most?" Great question! But is this a question that people...

“Alt-A” Lenders

You've either heard of Alt-A lenders, and already have an opinion formulated, or you have no idea who they are, and what they do. Since we've been talking about the mortgage industry quite a bit recently, and potential changes that...